Homeowners Insurance

Your home may be one of your most valuable assets. Homeowners insurance can help cover your
dwelling, other structures, personal belongings, additional living expenses, and personal
liability, subject to the terms, limits, deductibles, and exclusions of your policy.

Texas homeowners face risks that can include hail, wind, fire, theft, plumbing leaks, and other
types of property damage. Coverage can vary considerably between insurance companies, especially
for roofs, water damage, cosmetic hail damage, deductibles, and replacement-cost provisions.

We help you review these important differences so you understand what your policy may cover
before a loss occurs.

Condo Insurance

Your condominium association’s master policy may cover portions of the building, but it generally
does not provide complete protection for your individual unit, personal belongings, upgrades,
additional living expenses, or personal liability.

Condo insurance can help fill those gaps. We can also help you review your association’s insurance
requirements so your individual policy works appropriately with the master policy.

Renters Insurance

Your landlord’s insurance generally protects the building, not your personal belongings.
Renters insurance can help cover your furniture, clothing, electronics, and other personal
property after a covered loss such as fire, theft, or certain types of water damage.

A renters policy may also provide personal liability coverage and help with temporary living
expenses when a covered loss makes your rental home uninhabitable.