Most common claims!

Top 10 Property and Liability Claims

Most Common
Burglary & Theft (20%)
Water and Freezing Damage (15%)
Wind and Hail Damage 6 (15%)
Fire (10%)
Customer Injury and Damage(Less than 5%)
Product Liability(Less than 5 percent)
Struck by Object (Less than 5 percent)
Reputational Harm (Less than 5 percent)
Vehicle Accident (Less than 5 percent)

Most Costly!
Reputational Harm ($50,000)
Vehicle Accident 3 ($45,000)
Fire($35,000)
Product Liability 4 ($35,000)
Customer Injury or Damage 5 ($30,000)
Wind and Hail Damage($26,000)
Customer Slip and Fall ($20,000)
Water and Freezing Damage ($17,000)
Struck by Object ($10,000)
Burglary and Theft ($8,000)

Source: insuranejournal.com