Most common claims!

Top 10 Property and Liability Claims Most Common Burglary & Theft (20%) Water and Freezing Damage (15%) Wind and Hail Damage 6 (15%) Fire (10%) Customer Injury and Damage(Less than 5%) Product Liability(Less than 5 percent) Struck by Object (Less than 5 percent) Reputational Harm (Less than 5 percent) Vehicle Accident (Less than 5 percent) Most Costly! Reputational Harm ($50,000) Vehicle Accident 3 ($45,000) Fire($35,000) Product Liability 4 ($35,000) Customer…

Actual statements from people in wrecks. lol

Accidents with other vehicles. •I collided with a stationary truck coming the other way. •A truck backed through my windshield into my wife’s face. •The other car collided with mine without giving warning of its intention. •My car was legally parked as it backed into another vehicle. •When I saw I could not avoid a collision I stepped on the gas and crashed into the other car. •I started to…

Road Rage

Increasingly crowded highways and traffic backups cause many drivers to lose control and become extremely aggressive. Aggressive driving is a real problem that can lead to serious accidents on the road. Road rage can also cause problems for your claim process if you should happen to be involved in an auto accident. Road rage is a listed as an exemption in many auto insurance policies since any damage stemming from…

Top 8 Losses that may not be covered by Your Homeowner’s Policy

Top 8 Losses that may not be covered by Your Homeowner’s Policy Texas insurance can be very difficult to understand, HO-A, B,C, HO-2,3,5, “Named Peril Policies” vs “All Risk Policies”. Each company will offer their basic coverage types and many additional endorsement options, and, or exclusions of coverage. Since there are so many different types it can be very difficult to understand exactly what your policy does or does not…